BaaS & white-label platform
Launch financial services under your brand with Demivolt
Build business payment accounts, payments, cards and white-label financial services on top of Demivolt's regulated infrastructure, with the payment capabilities, operational controls and oversight needed to support B2B, C2B, B2B2B and B2B2C models.
- Embedded accounts
- Payment infrastructure
- Card programmes
- White-label services
BaaS and white-label solutions built around your business
Demivolt helps platforms, fintechs, programme managers and business partners launch embedded financial services without building the full regulated and operational stack from scratch.
Whether you want to offer accounts, payments, cards, collections, payouts or branded financial services, Demivolt provides the regulated infrastructure and programme support behind your product.
Flexible by design
Models we support
Whether you serve businesses, consumers or other platforms, Demivolt supplies the regulated layer underneath your product — so you can embed financial features without becoming an institution yourself.
B2B
Embedded financial services for platforms and providers serving business customers with payment accounts, dedicated IBANs, payments, cards or related financial services.
C2B
Customer-to-business payment flows for platforms, marketplaces and merchants that need to collect payments from end users or customers.
B2B2B
A business partner uses Demivolt infrastructure to support another business client with accounts, payments, cards or related financial services.
B2B2C
A platform embeds accounts, payments or card capabilities into a consumer-facing product or customer experience.
Platform capabilities
Embedded business payment accounts
Offer business payment accounts with dedicated IBANs, permissions and dashboard visibility as part of your platform or partner programme.
Branded card programmes
Launch physical and virtual card programmes under your brand, with Demivolt supporting BIN sponsorship, programme governance and regulated oversight.
Platform collections and payouts
Support collections, payouts and movement of funds for platforms, marketplaces and business programmes, with the right controls and reconciliation approach.
Embedded SEPA, T2 and international payments
Support euro payments through SEPA and T2-supported infrastructure, with SWIFT-supported routes for international needs — embedded into your platform.
Currency and FX support
Support multi-currency needs, currency exchange and international business payment flows for companies operating across borders.
Compliance and programme oversight
The compliance and oversight framework needed to operate embedded financial services responsibly — due diligence, screening, monitoring, reporting and ongoing oversight.
Built for more than launch
Launching embedded financial services is only the first step. The real challenge is operating the programme properly as it grows.
Demivolt helps partners build programmes with clear product flows, operational controls and oversight from the beginning, so growth does not come at the expense of compliance, customer protection or service quality.
Looking for a referral, reseller, agency or programme operator structure? Explore our Partner & agency model
FAQ
Product FAQ
Demivolt's BaaS and white-label platform helps companies embed regulated financial services into their own products or customer experience.
This can include business payment accounts, dedicated IBANs, payments, cards, collections, payouts, currency services and programme oversight under a structured Demivolt framework.
The platform is built for fintechs, platforms, programme managers, marketplaces and business partners that want to offer financial services to their own customers.
It may be a good fit if your business needs regulated infrastructure, payment accounts, cards, payment flows or white-label financial services without building the full stack alone.
Yes. Demivolt can support white-label and embedded finance models where the customer experience carries your brand.
Behind the scenes, the programme operates through Demivolt's regulated infrastructure, approved partners and oversight framework.
Depending on the programme structure, Demivolt can support embedded payment accounts, dedicated IBANs, SEPA payments, T2-supported euro payment infrastructure, SWIFT-supported international routes, cards, collections, payouts and currency services.
The exact setup depends on your business model, customer type, payment flows and approved programme structure.
No. Demivolt does not offer simple licence rental or unmanaged access to regulated infrastructure.
Each embedded finance programme is reviewed and structured so the product, payment flows, customer journey and operational controls are clear from the beginning.
Demivolt helps partners build programmes with the compliance framework needed to operate responsibly in a regulated environment.
This can include due diligence, onboarding controls, sanctions screening, transaction monitoring, reporting and ongoing programme oversight.
The BaaS and white-label platform is about what you can build with Demivolt — embedded accounts, payments, cards, collections, payouts and branded financial services.
The Partner & agency model is about how you work with Demivolt, including the commercial relationship, responsibilities, operating model and oversight structure.
More from Demivolt
Explore the rest of the suite
Business accounts
Business accounts, dedicated IBANs, payments, cards and currency for companies working directly with Demivolt.
Learn morePayments
SEPA, international transfers, collections, payouts and payment infrastructure for businesses and platforms.
Learn moreCard programmes
Launch, manage or scale card products — Visa programme structures, BIN sponsorship and issuing support.
Learn moreCompliance services
Practical compliance support for onboarding, monitoring, policies, training and regulatory readiness.
Learn moreBaaS & white-label platform
Embedded accounts, payments, cards and white-label financial products for platforms and partners.
You're herePartner & agency model
Structured partner, agency and reseller models under a defined legal and compliance framework.
Learn moreReady to launch financial services under your brand?
Speak with our team about your platform, use case and operating model.