Compliance Services
End-to-end compliance services
Demivolt helps businesses prepare, build and operate the compliance frameworks required to launch financial products.
We support companies across payments, business accounts, card programmes, embedded finance, agency models and regulated partner arrangements. Our services cover the full compliance lifecycle — from initial business model assessment and licensing preparation through to policies, procedures, onboarding controls, transaction monitoring, training and ongoing compliance improvement.
Our role is to help businesses understand what is required, identify what is missing, and put the right framework in place before launch, partner review or regulatory assessment.
A complete compliance solution
Structured support across every stage
Financial products require more than a policy pack. They require a compliance framework that reflects the actual business model, customer base, jurisdictions, payment flows, risk profile and operating structure. Our compliance experts support each stage of the process.
Assess
We review the business model, product structure, customer types, jurisdictions, transaction flows, third-party providers and existing controls to identify compliance requirements and gaps.
Prepare
We help businesses prepare for licensing, agency arrangements, partner onboarding, sponsor review, banking due diligence and infrastructure provider assessment.
Build
We support the creation of policies, procedures, risk assessments, onboarding standards, transaction monitoring frameworks, sanctions controls and governance documentation.
Implement
We convert your policies into practical workflows for onboarding, due diligence, monitoring, escalation, reporting, record keeping and internal approvals.
Train
We provide practical compliance training for teams involved in onboarding, operations, payments, customer support, risk, compliance and management oversight.
Optimize
We support ongoing framework reviews, process improvements, policy updates and readiness checks as the business grows or launches new products.
What we deliver
Compliance support across the operating model
Compliance framework development
Frameworks that are proportionate, practical and aligned with your business model — AML/CTF policies, risk assessments, onboarding procedures, sanctions and monitoring procedures, escalation and SAR workflows, governance records and internal manuals.
Customer onboarding & due diligence
Onboarding for individuals and businesses: KYC, KYB, beneficial ownership checks, customer risk scoring, document requirements, approval workflows, source of funds and wealth checks, and enhanced due diligence.
Transaction monitoring & ongoing controls
Monitoring frameworks with clear rules, alert handling, escalation, unusual activity reviews, investigation standards, reporting workflows and record-keeping — so suspicious activity is detected and decisions are evidenced.
Sanctions, PEP & adverse media screening
Screening controls for sanctions, politically exposed persons, adverse media and watchlist exposure — when screening runs, how matches and false positives are reviewed, and how escalation decisions are documented.
Policies, procedures & governance
Documentation drafted, reviewed or improved across the operating model — AML/CTF, CDD/EDD, sanctions, monitoring, risk assessment, complaints, outsourcing, governance and training — reflecting how the business actually operates.
Partner, sponsor & banking readiness
Preparation for reviews by banks, sponsor institutions, processors, BIN sponsors and infrastructure providers — organising the framework, clarifying responsibilities and preparing documentation that explains the operating model.
Licensing & regulatory readiness
Show that your business is properly structured
Companies preparing for authorisation, registration, licence variation, agency arrangements or regulated partner onboarding need to demonstrate a properly structured business. Demivolt reviews the compliance and operational framework behind the product to identify gaps early and present the operating model clearly.
Where formal legal advice or regulatory interpretation is required, Demivolt works alongside legal counsel.
Compliance services include
- Business model review
- Regulatory readiness assessment
- Compliance gap analysis
- AML & CTF framework preparation
- Customer onboarding & due diligence procedures
- Transaction monitoring framework
- Sanctions & screening controls
- Governance & reporting structure
- Outsourcing & third-party controls
- Operational procedures
- Compliance training plan & staff training
- Partner, sponsor or banking due-diligence pack
Who we support
Built for businesses in and around financial services
We work with companies at different stages — from early licensing preparation through to live operations and compliance improvement.
Why Demivolt
Infrastructure experience meets practical compliance
Demivolt combines financial infrastructure experience with practical compliance support. We understand the connection between compliance, onboarding, payments, card programmes, agency models, banking partners, sponsor requirements and day-to-day operations.
That means our support isn't limited to writing policies. We help businesses prepare, document and maintain the controls required to launch and manage financial products responsibly.
Speak with a compliance expert
Preparing for licensing, partner onboarding or the launch of a regulated financial product? We'll help you identify compliance gaps and build the framework needed to move forward.