Payments
Euro and international payments for your business
Move money across SEPA, T2-supported euro payment infrastructure and SWIFT-supported international routes, with regulated payment services, clear fees and practical support from Demivolt.
- SEPA payments
- T2-supported euro payments
- SWIFT reach
- Transparent fees
Business payment solutions built for your company
Send, receive and manage business payments through regulated infrastructure, with clear timelines, transparent pricing and support for different payment needs.
From everyday euro transfers to international flows, Demivolt helps your business move money with the right structure, controls and visibility.
Payment capabilities
SEPA credit transfers
Send and receive euro payments across the SEPA zone for day-to-day business activity, supplier payments, customer payments and account funding — with standard and instant transfer options where available.
T2-supported euro payments
Use T2-supported euro payment infrastructure for higher-value or time-sensitive euro payments that need settlement beyond standard SEPA flows.
SEPA on-ramp and off-ramp
Move funds between external bank accounts and your Demivolt business payment account, helping you fund accounts, move balances and manage euro liquidity efficiently.
Receive customer payments
Receive customer payments directly into your business IBAN over supported SEPA rails, so you can collect funds and reconcile incoming payments from one account.
SWIFT-supported international payments
Reach beyond the euro zone with SWIFT-supported international routes for cross-border business payments to suppliers, partners and payment flows.
Transparent per-transfer pricing
See applicable fees before a transfer is completed, so your team can plan payment activity, manage costs and avoid surprises when moving money.
Plan your costs
Estimate a transfer before you send
Use our free SEPA fee calculator to model the cost of a euro transfer in seconds — no account needed.
FAQ
Product FAQ
Yes. Depending on your account type and approved services, you can send and receive:
- SEPA transfers for euro payments within the 41-country SEPA area.
- SWIFT transfers for international payments.
Availability depends on destination and currency.
SEPA is used for euro payments across Europe, SWIFT supports international payments between banks and financial institutions, and T2 is used for euro payment settlement within the Eurosystem.
For business clients, this means Demivolt can support different payment needs from one regulated payment account — from everyday euro transfers to international payments and T2-supported euro payment infrastructure where required.
TARGET2 was the previous name of the Eurosystem’s real-time gross settlement system. It was replaced by T2 in March 2023.
Some people still use the name TARGET2 when referring to T2, but T2 is the current name of the system.
Yes. Demivolt can support SEPA on-ramp and off-ramp transfers between external bank accounts and your Demivolt business payment account.
This helps businesses fund their account, receive euro payments and move funds out when needed.
Yes. Your business can receive customer payments into its dedicated business IBAN over supported SEPA payment rails.
This can support customer collections, account funding, invoice payments and other business payment flows.
Demivolt offers transparent and competitive payment fees, with pricing shown clearly before you complete a transfer where supported.
This helps your business compare costs, plan payment activity and move money with more confidence.
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Learn moreReady to move business payments with Demivolt?
Apply for a business payment account or talk to our team about your payment needs.