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Demivolt is a regulated financial technology company offering business accounts, payment services, card programme infrastructure, compliance services, and embedded finance solutions under an EU electronic money institution framework.

Demivolt helps businesses access regulated financial infrastructure without having to build everything from scratch. Its services are designed for companies that need reliable accounts, payments, cards, compliance support, and operational oversight.

Demivolt is not a traditional bank. Demivolt operates as an Electronic Money Institution, which means it can provide regulated electronic money and payment services, including business accounts, IBANs, and payment capabilities.

Unlike a traditional bank, Demivolt focuses on modern payment infrastructure, embedded finance, card programmes, and business account solutions. This makes it suitable for companies that need flexible financial services within a regulated structure.

Demivolt is built for businesses, platforms, fintech companies, programme managers, and companies that need regulated financial infrastructure, payment accounts, card capabilities, compliance services, or white-label financial services.

It can support companies launching financial products, managing payment flows, issuing cards, serving business clients, or building embedded finance solutions under a structured and compliant operating model.

Demivolt offers business accounts, dedicated IBANs, SEPA and international payment capabilities, card programme support, BIN sponsorship, BaaS platform infrastructure, white-label solutions, compliance services, currency exchange, and related financial services.

These products can be used individually or as part of a broader financial services setup. For example, a business may use Demivolt for accounts and payments, while a fintech or platform may use Demivolt to support a branded card or embedded finance programme.

Yes. Demivolt supports card programme structures, including physical cards, virtual cards, BIN sponsorship, and related programme support, subject to approval and compliance requirements.

This can help companies launch branded card products or add card functionality to their existing platform. Demivolt can support the regulated structure, operational setup, and oversight needed to run a card programme responsibly.

BaaS means Banking-as-a-Service. A BaaS platform gives companies access to regulated financial infrastructure that can support services such as accounts, payments, cards, and embedded finance products.

Demivolt's BaaS platform is broader than basic infrastructure access. It can include compliance oversight, onboarding support, risk management, operational support, programme structure, and ongoing controls where required.

Demivolt operates under a regulated framework and applies due diligence, onboarding checks, transaction monitoring, risk controls, and ongoing compliance oversight where required.

Compliance is part of the operating model rather than an afterthought. Demivolt reviews clients, business models, payment activity, programme structures, and risk factors to help maintain a responsible and compliant financial services environment.

You can get started by opening an account online or speaking with the Demivolt team about your business, payment needs, programme structure, and onboarding requirements.

The right starting point depends on what you need. Some companies may need a business account and IBANs, while others may need a card programme, BIN sponsorship, white-label solution, compliance support, or broader BaaS platform access.

Demivolt provides regulated financial infrastructure and services for businesses, fintechs, platforms and programme partners.

This includes business payment accounts, euro and international payments, card programme support, BaaS and white-label infrastructure, compliance services and structured partnership models.

Demivolt UAB is registered in Lithuania and authorised and regulated by the Bank of Lithuania as an Electronic Money Institution.

Demivolt operates under EMI licence No. 77 and provides electronic money and regulated payment services within the scope of its authorisation.